• Filed patents to protect company’s process and products
• Powderized cannabis products deliver precise CBD/THC dosing with superior cannabinoid solubility
• Signed strategic partnership and licensing agreement with Avitas CBD Water

After thousands of years of human use, cannabis is now at the center of a new revolution. The medical efficacy of certain cannabinoids is now settled science, and numerous advanced therapeutic applications are currently in development. Recreational cannabis use has gained broad acceptance in multiple U.S. states and, in a few months, becomes legal across all of Canada. However, whether for medicinal or recreational purposes, there have been long-standing problems with dosing precision and effective bioavailability related to cannabis usage.

Xanthic Biopharma Inc. is changing the landscape and establishing a new paradigm in precise and effective cannabinoid delivery. The company recently filed a patent application to protect its proprietary processes to powderize the active ingredients in cannabis, including both THC and CBD (http://ibn.fm/6iclQ). Since it’s a fat, cannabis doesn’t readily mix with water. Xanthic’s innovative process makes cannabinoids water-soluble, allowing for precise dosing while significantly increasing the bioavailability of active ingredients. The company’s patent application also seeks to protect powdered cannabis products made according to proprietary processes.

In a news release, Tim Moore, CEO of Xanthic, commented, “Xanthic is extremely excited to have developed this industry-leading technology. The company’s technology provides a competitive advantage in the marketplace and we have taken the logical step of seeking patent protection for the company’s proprietary processes and products. Our break through process allows for full spectrum cannabinoid water solubility with maximum bioavailability. This is an industry first and will add a great deal of value for our strategic partners.”

Simple, easy and convenient to use, all it takes is a bottle of water added to any of Xanthic’s powderized products to consume cannabis. This novel technology has applications across a broad range of powdered and infused medical and recreational cannabis products, and Xanthic is wasting no time in establishing it as the industry standard.

Employing a unique business model, Xanthic is licensing with approved cannabis producers, allowing them to sell new precise dosage products at higher price points. With a low capital investment and a small footprint in their facilities, licensed producers can achieve greater revenues by converting their existing products to higher value products that capitalize on the multiple benefits of precise dosing, convenience and increased bioavailability.

Xanthic recently announced that it has entered into a licensing and strategic partnership agreement with Avitas CBD Water, LLC (http://ibn.fm/fJxuS). Based in Portland, Oregon, Avitas will be producing and distributing CBD-infused water, co-branded with ‘Powered by Xanthic Solubles’.

“This strategic partnership is Xanthic’s first step in proving that our proprietary technology is a viable licensing investment for producers and distributors across North America. We’re thrilled to be able to not only license our brand to Avitas, but to also work as a strategic partner to assist Avitas with their penetration of the infused water market. Moving forward, our corporate vision is to continue to provide the Powered by Xanthic technology to producers and distributors across various product categories and in multiple jurisdictions,” noted Moore.

Xanthic Biopharma is changing the cannabis paradigm and enabling its strategic partners to produce high quality, innovative, non-combustible cannabis and cannabis-infused products which deliver consistent THC and/or CBD levels with superior cannabinoid solubility and consistency.

Not currently public, Xanthic is taking all of the necessary steps to apply for listing on the Canadian Securities Exchange. Once listed, the stock could be ‘Powered by Xanthic’ and, given the social and economic advantages of Xanthic’s breakthrough technology, it could be quite a ride.

For more information, visit the company’s website at www.XanthicBio.com

• CEO David Sealock to present Petroteq corporate overview at Microcap Conference
• Innovative, patented oil extraction technology maximizes efficiencies, boasting environmentally friendly features with zero greenhouse gas and waste
• Strategic investments in technology include blockchain-based platform targeting supply chain needs of oil and gas industry

Petroteq Energy Inc. (TSX.V: PQE) (OTCQX: PQEFF), a company focused on the development and implementation of proprietary technologies for the energy industry, is gearing up for an impressive year full of significant milestones. Newly appointed CEO David Sealock plans to share a corporate overview of the company’s patented, environmentally friendly oil extraction technologies and its commitment to blockchain technology during the Microcap Conference on April 9 at the Essex House in New York City.

Sealock is a highly accomplished, results-driven senior executive with over 26 years of strategic management and business/digital transformation experience and a track record of working with and for several oil and gas corporations. In a news release, former CEO Alex Blyumkin, who is now chairman of Petroteq’s board of directors, noted that Sealock’s background as a technical professional (he is a Registered Engineering Technologist with ASET) complements the company’s strategic growth plans.

“We believe David’s aptitude and capabilities will allow us to take Petroteq to the next level as we make significant progress in our Utah facilities and also move forward on building our PetroBloq consortium,” Blyumkin said in making the announcement (http://ibn.fm/hVLdX). “He is a well-rounded leader that has been known for initiating innovative technologies for cost efficiencies and has successfully completed a US$150M equity financing and US$200 million debt financing under his stewardship while he was President and CEO with Sunshine Oilsands.”

One of Sealock’s first public endeavors will be at the Microcap Conference in New York, where he will share details about the company’s proprietary technology for oil extraction and provide a look into the development of PetroBLOQ, a blockchain-based platform designed to address the supply chain needs of the oil and gas sector (http://ibn.fm/e6KlU). As a pioneer in the environmentally safe extraction of heavy oils from oil sands and oil shale deposits, Petroteq is increasingly finding its patented technology generating interest among its peers.

“While investors have historically been skeptical of oil sands mining, Petroteq’s technology evolves oil sands mining to a much cleaner, safer and environmentally friendly extraction method,” Sealock said in an interview. “Petroteq intends to make a positive impact in shaping Utah’s energy future, setting environmental stewardship standards to ensure earth, water, and air are properly managed and sustained for future generations. As Petroteq executes its lean project execution model, leveraging Blockchain, for cost leading and environmentally friendly development of our resources, the Company is committed to safe and reliable performance at all levels of the organization.”

Petroteq’s Asphalt Ridge property in eastern Utah has already produced approximately 10,000 barrels of oil using the company’s unique continuous-flow oil extraction process, which utilizes environmentally friendly, closed-loop technology. Expansion plans to increase the oil plant’s production capacity to 1,000 barrels per day are complete (http://ibn.fm/bdRZ6), and Petroteq managers expect this Utah resource to be highly profitable.

“Petroteq’s culture, the DNA of the Company, has been guided by our Chairman and board members,” Sealock said. “Although times, and markets, change, Petroteq’s focus on integrity, transparency, and open communications that create collaboration and coordination, are our strongest asset. My mandate is to maintain our growth strategy, adapt for the times and new markets, but keep the DNA intact. Petroteq offers an exciting investment opportunity, with the team, resources, and production profiles that have the potential to achieve optimal production for decades to come. Milestones like the completion of our 1,000 barrel per day commercial facility and the progression of EPC to ensure that our 5,000 barrel per day facility is operational in 2019, positions Petroteq to offer shareholders and our partners tremendous growth.”

For more information, visit the company’s website at www.Petroteq.energy

• Product will be focused on the global sport of cricket, and CSRH anticipates that it will be available in 2Q18 for Android and iOS devices
• First release with DevLex Ltd. since joint business agreement was signed this year for exclusive distribution between 359 Mobile and DevLex
• Mobile device combines 359’s Universal Mobile Interface™ with DevLex’s Predictive Analytics Platform

Consorteum Holdings, Inc. (OTC: CSRH), through wholly owned subsidiary 359 Mobile, Inc., has announced plans to release its first sports-oriented global predictive analytics mobile product for all Android and iOS devices (http://ibn.fm/KbIs1). Focused on the sport of cricket, the app is being developed with DevLex Ltd., making it the first product to be released since the joint business agreement between the two firms was signed earlier this year. The company anticipates availability of the Cricket DV-PA (DevLex Predictive Analytics Platform) in the second quarter of 2018.

The product will combine the technologies of the two companies, incorporating both 359’s Universal Mobile Interface™ (UMI) and advanced analytics, as well as DevLex’s Predictive Analysis Platform (DV-PA), which uses proprietary algorithms in real time. It will offer massive historical data, as well as continuous updates on cricket teams and players. Cricket has some 2.5 billion fans worldwide, making it the second most popular sport behind soccer. Cricket is often associated with the UK, but it is also very popular in Asia, Australia and various other countries, according to Topend Sports (http://ibn.fm/2HAi4).

Consorteum Holdings, Inc. is a mobile platform company focused on delivering compliant complex mobile-based transactions through a mix of partnerships, license agreements and joint venture revenue share arrangements. The company is focused on fintech, otherwise known as next-generation financial technology. Consorteum aims to capitalize on the broad variety of technological interventions into personal and commercial transactions by focusing its efforts and resources where it can leverage its expertise in direct and vertical-based solutions. A primary target of its UMI platform is the mobile gaming sector.

In a news release, Craig Fielding, CEO of CSRH, said, “Our ability to launch this first mobile predictive analytics offering for Cricket fans globally is an important milestone for the company. An extraordinary amount of work by a dedicated team has gone into not only the technological building of the DV-PA, but also into the creation and continual update of the massive statistical database required to support this innovative tool.”

Ian Copeman, founder of DevLex, added, “The DevLex team is thrilled to announce the joint release of our first DV-PA for the sport of Cricket in conjunction with the 359 Mobile team. Our collaboration to bring this first product to market has gone extremely well and we are looking forward to completion and distribution of other sports related DV-PA offerings in the very near future.”

For more information, visit the company’s website at www.Consorteum.com

• Reinforcing its focus on cryptocurrency and TV broadcasts, CIIX recently unveiled plans to broadcast a daily commentary titled ‘Bitcoin Big Winner’ on the Phoenix North America Chinese Channel
• CIIX broadcasts a live daily video show titled ’Bitcoin MultiMillionaire’ from the floor of the NYSE; company plans to explore cryptocurrency mining at datacenter near Seattle
• CIIX sponsored 2018 National Investment Bankers Association (“NIBA”) meeting in New York to meet with micro-cap and small-cap investors

ChineseInvestors.com, Inc. (OTCQB: CIIX) is reaching the global Chinese-speaking community with regard to bitcoin — with TV broadcasts, an online site, an ATM in the lobby of its San Gabriel, California, headquarters and plans to mine cryptocurrency from a datacenter near Seattle. The company is exploring cryptocurrency mining following its recent purchase of mining machines (http://ibn.fm/2mx7Z).

CIIX recently sponsored the 2018 NIBA meeting in New York, a conference for small-cap and micro-cap investors, providing an opportunity to present its recent developments. A video interview with CEO Warren Wang is currently available on NIBA’s website, during which Wang highlights CIIX’s future plans.  According to company data, NIBA’s members have cumulatively raised $15 billion in new capital for emerging growth companies, and the organization is responsible for 90 percent of all IPOs under $20 million.

Aiming to capitalize on rising interest in cryptocurrencies and their underlying blockchain technology, CIIX recently revealed that it plans to debut a new daily commentary show titled ‘Bitcoin Big Winner’ on the Phoenix North America Chinese Channel. The channel currently features 24/7 news, in-depth financial reports and live interviews highlighting the Chinese community throughout North America. It is available on major satellite, cable and IP television platforms (http://ibn.fm/lPTI0).

CIIX is employing all forms of media to reach its audience about cryptocurrency news. It broadcasts ‘Bitcoin MultiMillionaire’, a daily video emanating from the New York Stock Exchange. The company also maintains a website, NewCoins168.com. Additionally, it hosts a bitcoin ATM in the lobby of its San Gabriel, California, headquarters, and it recently purchased equipment to mine for cryptocurrencies, such as bitcoin and Litecoin, at a databank located near Seattle.

For more information, visit the company’s website at www.ChineseInvestors.com

• Colored gemstones increasing in popularity
• Blue sapphires likely to benefit as market looks beyond white diamonds
• A source-to-sale model ensures ethical processing and quality

Diamonds may be forever, but there’s something eternal about sapphires as well. Their shades of blue evoke the ethereal expanse of the sky, bringing to mind endless possibilities. Recognized as a symbol of truth, power and royalty, the sapphire has lent its enchantment and esteem to the celebration of what are called sapphire anniversaries for marriages that have endured for 45 years. However, millennial gallants don’t need to wait almost half a century to show their affection. At Reign Sapphire Corp. (OTCQB: RGNP), they will find bangles and bracelets, bars and bands, earrings and finger rings, cuffs, studs, lockets and necklaces, all fashioned from this magnificent blue gemstone. With stones sourced in Australia, Reign Sapphire is offering the world collections of the finest jewelry. Given as gifts to demonstrate affection or to mark life’s defining milestones, each Beverley Hills-designed item seems destined to adorn the arms, hands and ears of Hollywood fashion icons and women of style.

The recent rise in popularity of colored gemstones is nothing new, as the engagement of Prince Charles, the United Kingdom’s Crown Prince, to Lady Diana, daughter of the Earl of Spencer, demonstrated in 1981. On that auspicious occasion, diamonds had to take second place. The prince presented his betrothed with a ring whose center stone was a 12-carat blue sapphire, complemented by 14 white diamonds. Since that happy day, the gemstone has been gaining in popularity, its future as bright as its vivid color. A survey by the Jewelers of America reveals that colored stone jewelry sales had an average gross margin of 51 percent and great potential for growth, comprising an average of just about 10 percent of total retail sales. As enduring as a diamond and almost as hard, a sapphire will last for eternity. Diana’s blue sapphire now graces the hand of Kate Middleton, Duchess of Cambridge and wife of Diana’s firstborn, Prince William.

Cognizant of its history, Reign Sapphire Corp. is betting its future on the blue gemstone. The company is the first global brand to exclusively market fine jewelry products featuring a specifically colored gemstone, the Australian sapphire. The company’s mission is to disrupt the market offering of traditional fine jewelry with design innovation, use of social and digital media networks and, most importantly, a distinctive attitude. As a result, Reign Sapphire has fashioned itself into a vertically integrated ‘source to retail’ custom jeweler offering ornaments of ethically processed, conflict-free sapphire and gold.

Reign Sapphire’s premier division is Reign Brands, which includes four niche brands. Targeted at millennials, pieces in the Coordinates Collection are inscribed with location coordinates that commemorate important events. Le Bloc is another line of classic customized pieces, and so is the athleisure brand, ION Collection. All stones in these collections are sourced in Australia, conflict-free and ethically produced.

As befits their wide appeal, the Coordinates Collection, Ion Collection and Le Bloc lines are marketed through a variety of channels, including social media, independent affiliates, internet advertising, wholesale relationships, and ‘word of mouth’ advertising. Moreover, the company has an exclusive international distribution agreement with third-party marketing companies to distribute these collections in the European Union, the United Kingdom, Dubai and Qatar at discounted prices. The agreement is for a term of five years and terminates in July 2021.

Launched in January 2018, the company’s new athleisure jewelry brand, ION Collection by Jen Selter, took off with a tailwind of over 1,000 pre-sale registrants and 36,800 Instagram followers (http://ibn.fm/obgsE). Those numbers are likely to increase. Jen Selter, the creative director of the ION Collection, is one of Instagram’s most followed social media mega influencers, with a combined following of over 33 million across all of her social media accounts. She has also been named one of Forbes’ ‘Top Ten Fitness Influencers’. Reign Sapphire has engaged StarShop to promote the Jen Selter ION Collection. StarShop is a pioneering celebrity-driven mobile commerce application launched through a collaboration between Sprint and its Pinsight Media+ subsidiary (http://ibn.fm/g0ioj).

marketing is paying off. In its first full year of operation, Reign Sapphire approached $1.3 million in revenues and achieved a gross profit of 60 percent. A key factor in this sales success is the growth of its social media following, which now includes over 200,000 Facebook and Instagram followers across all of its brands (http://ibn.fm/Z6vmh).

Reign Sapphire is following a ‘source to retail’ model for fine Australian sapphires, establishing itself at points along the value chain from mine-gate to retail display. The company’s approach reflects a trinity of deeply rooted ethical values – strength, power and honor – attributes that its designers aim to capture in every piece. The contract design team shapes, cuts and processes the rough sapphire material into gemstones. Manufacture by a top-of-the-line U.S. establishment takes place in Beverley Hills, while each jeweled adornment is packaged in a high quality, durable jewelry box or gift bag, together with a certificate of authenticity and warranty. Rough gemstones are procured directly from commercial miners in New South Wales, Australia, on an informal basis, as needed. The company believes that, since there is an extensive availability of supply, business can continue without disruption or adverse change in terms of pricing and availability.

For more information, visit the company’s website at www.ReignSC.com

• Company is largest landowner in historic Cobalt Camp, with more than 50 past-producing mines and a mill
• Worldwide demand for cobalt, an essential component in renewable batteries, expected to become critical
• Assay results indicate potential zone of cobalt mineralization tracked across more than 100 meters

Positive assay results from exploratory drill holes taken from a prospective zone of cobalt mineralization near a mine owned by First Cobalt Corp. (TSX.V: FCC) (OTCQB: FTSSF) are seen as ‘significantly promising’. First Cobalt president and CEO Trent Mell announced the assay results, retrieved from samples taken near the Kerr Mine in the Cobalt North area of the Cobalt Camp in Ontario, Canada, in a news release (http://ibn.fm/pFqa2). The region is laden with more than nine past-producing underground mines that once offered up to 37 million ounces of silver and more than 900,000 pounds of cobalt.

“Cobalt North showed significant promise during the 2017 surface sampling and mapping work,” Mell stated in the news release. “These initial results confirm some of the early ideas we have for the structural setting for this area that make it highly prospective.”

The assay samples were retrieved from two drill hole locations that were selected based on core mineralization measurements. First Cobalt geologists believe that the assay results, which show both cobalt and silver, indicate a potential network of mineralization across more than 100 meters, which can be visualized as roughly the length of an American football field.

Three additional holes have been drilled and logged, with assays now pending. Preliminary results have so far shown significant copper, lead and zinc intersecting the mineralized zone, indicating a more easily targeted follow-up drilling area than individual veins would offer.

“Indications of both disseminated and vein styles of mineralization across a network for more than 100 metres make this an attractive target for a future bulk tonnage operation,” Mell continued. “With zones of mineralization now identified in Cobalt South and Cobalt North, we are seeing multiple opportunities in the Cobalt Camp for future primary cobalt sources to supply the North American battery market.”

Demand for cobalt is expected to increase considerably over the next few decades as countries around the world begin to incentivize a shift to electric vehicles, according to an article in Chemistry World (http://ibn.fm/ylflX). As an essential element of the renewable batteries that power mobile devices, laptops and electric vehicles, cobalt will likely continue to be in huge demand. First Cobalt is focused on creating the largest pure-play cobalt exploration and development company in the world. The company’s First Cobalt Refinery is the only permitted facility in North America capable of producing battery materials.

For more information, visit the company’s website at http://ibn.fm/FTSSF

• More than a quarter of U.S. households are unbanked or underbanked, according to FDIC analysis
• IEG Holdings serves the underbanked household market with transparent loan structure in line with credit card repayment rates
• Company shareholders offered opportunity at entire share capital of as-yet unlisted cryptocurrency

Amid the world of quick personal lending, IEG Holdings Corp. (OTCQB: IEGH) is making a name for itself as a company that offers loans to the underbanked household market while working to keep its own risk at a low level. IEG Holdings is a fintech online lender that offers $5,000 and $10,000 unsecured loans on an installment basis.

In recent months, IEG Holdings has been actively pursuing ways to advance its business model through partnerships, cryptocurrency initiatives and investment strategies. After exploring the creation of its own fintech coin, the company announced in March (http://ibn.fm/wPamd) that it was abandoning — at least, for the present — a possible offering or related strategy “after considering the potential risks and benefits” but would continue exploring ways to adopt blockchain technology in its core model.

In the meantime, company CEO Paul Mathieson announced (http://ibn.fm/ilgZZ) that all shareholders listed with IEG Holdings by April 30 will have the opportunity to purchase an equal number and percentage (on a fully diluted basis) in the entire share capital of as-yet unlisted Investment Evolution Coin Ltd. (“IEC Ltd.”), a company that Mathieson manages as majority shareholder, thereby reducing the risk to IEG Holdings.

IEC Ltd. is exploring the launch of a new cryptocurrency called Investment Evolution Coin. The cryptocurrency is expected to simplify financial transfers to the Philippines from expatriate nationals. IEC has entered a partnership with HashCash Consultants, a cryptocurrency consultancy in Silicon Valley, as it moves toward the launch of the new coin.

Outside of the cryptocurrency space, IEG Holdings has continued to expand its reach in the consumer lending market. The company issues its loans on a state-by-state basis, with licensing approved in 20 states from California to Maryland. The most recent addition to the list, announced in January, is Virginia. The company continues working with other states to expand consumer access to its loans through its Mr. Amazing Loans portal, which offers fees that are in line with credit card rates and provided under transparent contracts (http://ibn.fm/5w0bI). IEG Holdings has established a goal of securing 25 state licenses, which would expand its coverage to 240 million people — about 75 percent of the U.S. population.

In 2013, the FDIC, in conjunction with the U.S. Census Bureau, estimated that roughly 9.6 million households — about 7.7 percent nationwide — were unbanked and an additional 20 percent were underbanked (http://ibn.fm/3Bs7G). By 2015, the most recent survey reported (http://ibn.fm/neRKG), seven percent were reportedly unbanked and an additional 19.9 percent of households were underbanked, indicating a persistence of the potential market for IEG Holdings’ product. Between 2009 and 2013, the amount of unbanked households varied between 7.6 and 8.2 percent. The Center for Financial Services (CFS) estimated that IEGH’s product category – short-term credit – grew 37 percent from 2012 to 2014, while single-payment credit, the main competing product category, grew by just 0.1 percent (http://ibn.fm/Sj7kr).

Analysts with ACF Equity Research forecast in January that IEG Holdings’ revenues will quadruple during the next few years (http://ibn.fm/zZwRG), growing from about $2 million to $5.33 million by 2019 and $8.23 million by 2020. The company is currently debt-free.

For more information, visit the company’s website at www.InvestmentEvolution.com

• Point-of-sale terminals market expected to reach $116 billion by 2025 with a CAGR of 9.9 percent
• Appointment of seasoned fintech specialists to board of directors brings valuable domestic, international finance expertise to company
• Mobile commerce projected to account for 70 percent of ecommerce sales in China and India, while at least one-third of retail sales in the U.K., Germany and the U.S. will stem from ecommerce

Global technology and value-added solutions company Net Element, Inc. (NASDAQ: NETE) has thrived on developing innovative ideas into marketable solutions that engage users in various segments of the highly competitive global ecommerce marketplace (http://ibn.fm/t2CIB). Value-added transactional innovations such as Aptito, an all-in-one iOS cloud-based restaurant management and payment acceptance solution, along with ecommerce and retail payment transaction and processing brands such as PayOnline and Unified Payments, add convenience and alternatives to cash payments for retail transactions.

A surge in demand for wireless technologies and the rise of ecommerce is expected to drive the overall global point-of-sale terminals market to a whopping $116 billion by 2025, according to Grand View Research (http://ibn.fm/pFmlA). An article in Entrepreneur notes that there are numerous advantages underpinning the transition from a society that favors plastic bankcards to a marketplace that allows consumers to pay through their mobile devices (http://ibn.fm/QnfyI). Chief among these are ease of transactions, greater security and heightened convenience. In addition, mobile payments can be a real timesaver, which makes them seriously attractive for millennials (http://ibn.fm/QyPVY).

In a news release, Jonathan Fichman, the newest member of Net Element’s board of directors (http://ibn.fm/8kXvz), said, “The company’s recently announced plans to create a blockchain payments platform and its recently released next generation cloud-based point of sale payments system will both be impactful innovations for the industry.”

Fichman, whose 20-plus years of strategic domestic and international finance expertise within Fortune 100 companies includes extensive experience in fintech, payments, blockchain, wealth management and banking, joins Jon ‘Dr. J’ Najarian, who was also recently appointed to the board. Najarian, a professional investor, money manager and media analyst, is also a CNBC personality (regularly appearing on the ‘Halftime Report’ and ‘Fast Money’ programs) (http://ibn.fm/NJm7N) and a former linebacker for the Chicago Bears.

The global ecommerce market reached $2.3 trillion in 2017, and it’s expected to soar to a ‘mind-boggling’ $4.5 trillion by 2021, according to a Statista report (http://ibn.fm/5wLTg). Another industry perspective notes that mobile commerce will account for more than 70 percent of ecommerce sales in both China and India in 2017, with mobile commerce accounting for a full third of total retail ecommerce sales in the U.K., Germany, and the U.S (http://ibn.fm/tNUP9).

Net Element’s suite of application performing interfaces (APIs) and connectors power commerce for businesses of all sizes, applying multi-channel platforms, all-in-one digital solutions and end-to-end encryption of cardholder data that utilizes tamper-resistant hardware to ensure integrity and simplify security. Net Element was ranked number 418 on Deloitte’s 2017 Technology Fast 500™ list of North America’s 500 fastest-growing technology, media, telecommunications, life sciences and energy tech companies.

For more information, visit the company’s website at www.NetElement.com

• Global cost of resolving commercial disputes through litigation estimated at $870 billion
• Blockchain-based smart contracts can streamline business, increasing efficiency and reducing costs
• Increasing admissibility of blockchain records for legal purposes creates opportunity for smart contracts

Epazz, Inc. (OTC: EPAZ), a leading provider of blockchain cryptocurrency mobile apps and cloud-based business software solutions, is poised to generate new sources of revenue with its patent-pending Cordtell blockchain-driven ‘Smart Contract’ technology, company spokesman Matt Chipman said during a recent interview on MoneyTV with Donald Baillargeon.

“Blockchain legal contracts are believed to be the way business is done in the future,” Chipman said in describing the patent-pending technology behind Cordtell and the company’s expectation that it will generate new sources of revenue. “Epazz is going to offer dispute resolution, customization, and integration (with Cordtell).”

Blockchain technology is generating buzz in every market sector as industry leaders begin customizing the technology to fit specific uses, an article published by Deloitte states (http://ibn.fm/awiVq). Blockchain-based smart contracts, described as self-executing code on a blockchain that automatically implements the terms of an agreement between parties, could streamline processes that are typically spread across multiple systems and databases.

Epazz has developed Cordtell as a cost-effective way for businesses to resolve disputes in a conflict-free way. Cordtell will be offered on a subscription fee starting at $299 per month, with additional services available to assist in dispute resolution, customization and integration.

“By integrating Cordtell into their business, companies are able to upload data and timestamp it,” Chipman said, adding that the timestamp provides irrefutable evidence that can be used if a legal challenge is raised. “There will be less problems associated with contracts if both sides have to abide by the smart legal contract.”

Blockchain is extremely useful for business-to-business transactions, with merchants and vendors able to keep verifiable and tamperproof records on the chain, an article published by Forbes states (http://ibn.fm/TZNh4). Companies are finding that blockchain-driven technologies and smart contracts can help reduce costs, automate order fulfillment and secure supply chains. The financial impact of commercial disputes resolved through litigation is estimated at an eye-popping $870 billion, according to an international comparison from a U.S. Chamber of Commerce study (http://ibn.fm/LiGY6). The indirect, hidden costs of contract disputes, such as missed deadlines, cost overruns, quality issues, and workplace stress, raise the financial impact even higher.

Cordtell’s proprietary technology could play a role in reducing fraud in business transactional contracts by tracking, tracing and verifying that terms within the contract are fulfilled. Cordtell, which Epazz is planning to introduce in the third quarter of 2018, will automatically verify signatures, distribute contracts to the blockchain, record transactions and verify that the contract terms are being followed (http://ibn.fm/6j3HX). The technology also sends reminders and tracks payments and delivery of items.

“We believe that blockchain will fundamentally change the way companies will do business,” Epazz CEO Shaun Passley, PhD, said in a news release (http://ibn.fm/4hitM). “We are excited to view Cordtell as a solution, not just a blockchain software, but a tool to maximum resources and provide a quick return on investment.”

Cordtell is expected to work with Microsoft Word and Google Docs to provide real-time contract edits and updates via version control. Epazz will primarily market the technology to law firms, health care providers, businesses and governments.

For more information, visit the company’s website at www.Epazz.com

• In state-legalized cannabis markets, Green offers customers/patients quick, no-charge sign up and permits bank-drawn payments for purchases; this FinCEN-compliant system creates an electronic, cashless environment for state-licensed establishments
• To vendors, the Green gateway works with legacy point-of-sale systems and also offers cash management services, such as handling payroll and bill payments
• Total solution payment system can build repeat and loyalty sales by branding payment cards with a vendor’s name and logo for no additional charge
• Merchants can now sign up to use the cash-free, medical cannabis-focused electronic transaction solution directly on the Green website

Medical Cannabis Payment Solutions (OTC: REFG) offers a proprietary, completely integrated payment solution for customers and licensed medical cannabis establishments in its Green platform. The advantage of this top-tier, level one gateway payment processing system is that it is simple and free to set up. It creates a cash-free transaction environment with electronic money management (http://ibn.fm/M5dia). Web traffic has increased dramatically for the company since it began allowing merchants to sign up directly on the Green website (http://ibn.fm/7LtFw), making the process quick and easy to initiate and use, and revealing the market demand for an efficient, cannabis-focused electronic transaction solution.

Green is not a gift or reloadable card. Rather, it permits customers and patients to link directly to a checking account at any U.S. bank. Customers and patients can purchase electronically, not with cash. Although Visa and MasterCard are not accepted because of their prohibitions against any financial transactions involving federally controlled substances, Green enables medical cannabis buyers to purchase at licensed establishments using funds directly from their bank accounts. To vendors, Green not only processes those payments in this virtual banking system, but can also manage their funds. The platform also offers money management features for business, including payroll, bill paying and other business transactions.

Green is personalized to businesses. The cards can be branded to the establishment and even have logos on them. An app invites customer signup at point-of-sale on an iPad at a merchant’s shop. That app can be customized to a vendor’s brand. The result can be more repeat and loyalty purchases. Further, it is available to customers who wish to purchase straight from their bank accounts.

Merchant fees for the system are industry competitive. Green is offered to multi-location, high-volume operations, as well as small, low-volume merchants. Green offers complete adherence to reporting systems to maintain merchant compliance. In terms of security, REFG and Green offer electronic security for both customers and merchants alike. It secures cash handling, even providing armored cash pickups, if necessary.

For more information, visit the company’s website at www.MedicalCannabisPaymentSolutions.com

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