• Beeline Holdings reported more than 100% revenue growth in 2025 compared with 2024.
• The company ended 2025 with over $50 million in total equity and no corporate debt.
• Proprietary AI and automation tools shortened mortgage closing times to 14-21 days.
• Beeline introduced a blockchain-enabled home equity product and completed initial transactions.
• Management outlined plans to scale core mortgage, title, and equity offerings in 2026.
• The company is positioning its platform to serve millennials, gig-economy workers, and property investors.

Beeline Holdings (NASDAQ: BLNE),  a rapidly growing digital mortgage platform streamlining the path to homeownership, presented a series of operational and financial milestones from 2025 while setting out the company’s strategic priorities for the year ahead, according to a shareholder letter published by CEO Nick Liuzza on January 15, 2026. The letter provides investors with a detailed view of how the digital mortgage lender is now benefitting from a year of restructuring and platform development (https://ibn.fm/j7DxI).

Beeline operates a fully digital mortgage and title platform through its subsidiary Beeline Loans Inc. The company offers conventional mortgage products alongside alternative lending and equity solutions aimed at borrowers who may not meet traditional underwriting standards. Its strategy combines artificial intelligence, automation, and blockchain-enabled tools, to reduce friction in mortgage origination and servicing, making it easier for people to find the best path to home ownership, whether for a personal home or an investment property.

Liuzza described 2025 as a foundational year. Beeline completed its transition to a publicly listed company through a reverse merger with Eastside Distilling and divested the non-core spirits business to focus exclusively on digital mortgage lending, title operations, and alternative equity products.

Financially, Beeline reported that revenue in 2025 increased by more than 100% compared with 2024. Management noted that this growth was achieved while controlling operating expenses, despite non-recurring costs tied to the merger, short-term financings, and public company compliance. The company ended the year with more than $50 million in total equity and no debt, excluding warehouse credit lines used to fund mortgage originations.

During the year, Beeline expanded its warehouse lending capacity to $25 million, which management said supports approximately $75 million in monthly mortgage origination capacity. In November, the company also completed a $7.4 million registered direct equity offering, strengthening its balance sheet.

A central theme of the shareholder letter is Beeline’s technology-first operating model. The company relies on a proprietary suite of AI-driven tools designed to automate both customer acquisition and mortgage production. One example highlighted by Liuzza is “Bob,” an AI chat and production bot that the company says generated six times higher lead conversion rates and eight times more mortgage applications than internal benchmarks, without incremental operational cost.

Beeline’s internal workflow engine, known as “Hive,” is designed to automate loan processing and coordination across underwriting, title, and closing functions. According to the company, Hive has reduced average closing times to between 14 and 21 days, roughly half the industry norm. These efficiencies are a key part of Beeline’s effort to operate at lower cost while handling higher transaction volumes.

Product development was another focus in 2025. Beeline launched BeelineEquity, a blockchain-enabled, fractional home equity product that allows homeowners to access liquidity without taking on traditional debt. The company reported that several BeelineEquity transactions were completed by the end of the year, with a developing pipeline entering 2026. Management noted that the product is currently focused on the top 20% of U.S. ZIP codes by home value, where home equity levels are highest and competitive penetration remains limited.

In the shareholder letter, Liuzza framed Beeline’s addressable market around two large demographic segments. For younger borrowers, particularly millennials and gig-economy workers, the company aims to simplify access to mortgages using AI-driven underwriting that can deliver near-real-time eligibility assessments. According to data cited from National Mortgage Professional, homeownership rates remain relatively low among younger generations, with only 54.9% of millennials owning homes in 2024 (https://ibn.fm/wzbfE). Beeline’s platform is designed to reduce barriers for these borrowers.

At the same time, a significant portion of Beeline’s lending activity supports buyers of real estate investment properties. Management emphasized that the platform is being used not only for primary residences but also to help millennial and Gen Z borrowers enter property investing, an area where traditional lenders can be less flexible.

Looking ahead, the letter outlines management’s priorities for 2026. Beeline plans to increase transaction volumes across its core mortgage business, title operations, and BeelineEquity platform. Liuzza pointed to improving mortgage market conditions, noting that a larger share of outstanding mortgages are now priced closer to 6% rather than the sub-3% levels seen in prior years. Management expects that declining rates could stimulate home sales and cash-out refinancing activity, which would also support growth in Beeline’s title business.

The letter also references broader policy developments, including a recent announcement by President Trump directing Freddie Mac and Fannie Mae to purchase mortgage-backed securities in an effort to lower mortgage rates. While Beeline did not provide forecasts tied to these developments, management characterized the environment as more supportive of transaction activity.

On the operational side, Beeline plans to continue scaling its technology stack. The company said it will further augment back-office mortgage production with AI tools to improve efficiency without proportionally increasing costs. Beeline also disclosed plans to integrate BlinkQC with the Encompass platform, enabling broader distribution of the product through a partner, Stellar Innovations, and supporting software-as-a-service revenue without diverting internal resources.

Finally, Liuzza addressed Beeline’s minority ownership in MagicBlocks, an AI company focused on sales, chat, and customer service functions. Beeline owns approximately 48% of MagicBlocks, which operates independently and has attracted outside private equity capital.

In closing, the shareholder letter positions Beeline as a more focused fintech following its restructuring, with a digital mortgage platform that management believes is capable of supporting higher volumes and a broader mix of products. “Beeline is transforming from a diversified holding company to a focused fintech disruptor, capitalizing on its innovative platform to gain market share in the mortgage industry. The past year was transformative, establishing a firm foundation for accelerated growth in 2026 as we continue to disrupt the industry,” Liuzza concluded.

For more information, visit the company’s website at www.MakeABeeline.com.

NOTE TO INVESTORS: The latest news and updates relating to BLNE are available in the company’s newsroom at https://ibn.fm/BLNE

• OptimumBank Holdings, Inc. completed a multi-step modernization of its capital structure at year-end 2025.
• AllianceBernstein increased its long-term economic exposure while maintaining governance balance through preferred equity.
• The company simplified its Series B Preferred Stock to improve transparency and comparability for investors.
• Capital changes were designed to reduce structural complexity, versus deliver economic benefits to management.
• Fully diluted tangible book value stood at approximately $4.97 per share as of the third quarter of 2025.
• Management views the streamlined capital framework as supportive of continued asset growth beyond $1.1 billion.

OptimumBank Holdings (NYSE American: OPHC), a community and business bank serving Florida, entered 2026 having completed a broad reworking of its capital structure, a process management describes as laying a clearer foundation for the company’s next phase of growth. The initiative, detailed in a January 5 announcement, reflects coordinated actions by OptimumBank’s largest institutional investor and key insiders, with an emphasis on transparency, alignment, and long-term flexibility (https://ibn.fm/bvijW).

The Fort Lauderdale-based holding company said the changes were undertaken to modernize legacy equity arrangements and to better reflect the scale the institution has reached. OptimumBank Holdings, Inc. surpassed $1.1 billion in assets last year, a milestone that Chairman Moishe Gubin has cited as a natural point to reassess how capital is structured and presented to the market.

A central element of the update involved AllianceBernstein, the global asset manager that has been a long-standing institutional investor in the company. Over the past two years, AllianceBernstein has increased its economic exposure through a mix of open-market purchases, direct investments in common and preferred equity, and conversions of voting common stock into non-voting equity. Most recently, in October 2025, AllianceBernstein converted 350,000 shares of common stock into preferred stock.

The structure allows AllianceBernstein to deepen its economic alignment with OptimumBank while remaining within regulatory ownership limits applicable to banking institutions. The non-voting shares remain fully exchangeable into voting common stock, preserving flexibility over time without concentrating voting control.

“This approach reflects AllianceBernstein’s long-term confidence in the company and OptimumBank’s management team,” Gubin said in the announcement. He emphasized that the arrangement supports growth while maintaining what he described as appropriate governance balance.

Alongside the institutional activity, OptimumBank Holdings, Inc. undertook a simplification of its own equity framework. The company amended and restated the terms of its Series B Preferred Stock, consolidating multiple historical sub-series into a single, unified class. Management said the goal was to enhance clarity and consistency for shareholders and analysts reviewing the company’s disclosures.

The amendment standardized conversion mechanics and brought the Series B Preferred Stock into diluted common share counts and diluted earnings-per-share calculations. The company also retrospectively updated diluted EPS disclosures to reflect the revised presentation, improving comparability across reporting periods.

According to OptimumBank Holdings, Inc., the changes did not provide any new economic benefit to management or insiders. The Series B Preferred Stock does not carry dividend income or additional economic participation and is defined primarily by its legacy conversion features and liquidation preference. Management characterized the security as non-yield-bearing and not economically advantaged.

For context, the company disclosed that, on an illustrative as-converted basis, outstanding Series B Preferred Stock would equate to 11,113,889 shares of common stock, while Series C Preferred Stock would represent 875,641 shares. Series C is convertible on a one-for-one basis into common stock and is structured to align more directly with common equity ownership.

As of the end of the third quarter of 2025, OptimumBank Holdings, Inc. reported total common and preferred equity of 23,523,473 shares on an as-converted basis. Fully diluted tangible book value was approximately $4.97 per share. The company stressed that this disclosure is intended to provide additional transparency rather than signal an expectation of conversion.

Approval of the Series B amendment came from holders of that class, including Gubin and Director Michael Blisko, both of whom have been long-term investors in the company. Gubin said the timing of the changes reflected how the institution has evolved since the preferred securities were first issued.

“OptimumBank Holdings, Inc. is at a very different stage today than when these preferred securities were originally issued,” Gubin said. He added that simplifying the capital structure and improving disclosure were deliberate steps aimed at aligning the framework with the company’s current scale and trajectory.

“The coordinated efforts between our major institutional partners and our Board reflect a unified conviction in the company’s future. By optimizing our equity classes and increasing our structural capacity, we are ensuring that our capital architecture is built to support OptimumBank’s push past its current $1.1 billion asset milestone,” Gubin said. “Michael and I are proud to lead this effort to clear the path for the next chapter of our community banking success, while remaining fully aligned with shareholders and focused on supporting the company’s continued growth, market presence, and long-term value creation.”

Beyond the technical aspects of equity classes, the capital update fits into a broader growth narrative that management has discussed publicly. In a recent interview, Gubin noted that the company has delivered compound growth on the order of roughly 30% over the past several years and believes that momentum is sustainable. He also highlighted that OptimumBank Holdings, Inc. is currently generating meaningful annual net income, which, under prudent capital assumptions, supports the company’s ability to continue expanding its balance sheet over time.

Operationally, OptimumBank Holdings, Inc. positions itself as a community-oriented banking organization focused on personalized service. Gubin has emphasized that OptimumBank’s differentiation lies in relationship-based lending and client familiarity rather than geographic reach.

For more information, visit OptimumBank’s website at www.OptimumBank.com.

NOTE TO INVESTORS: The latest news and updates relating to OPHC are available in the company’s newsroom at https://ibn.fm/OPHC

• Safe Pro Group recently presented its advanced demining technology in Kyiv at a panel called “Protection of Ukraine’s Critical Infrastructure: Challenges & Solutions.”
• The presentation comes after the company has spent over three years in Ukraine supporting recovery and reconstruction efforts.
• Safe Pro’s technology analyzes drone images and video to detect and classify explosive threats and other small objects, in support of defense, security, and humanitarian missions by improving situational awareness.

Safe Pro Group (NASDAQ: SPAI), a developer of AI-powered defense and security solutions, recently presented the company’s AI demining technology at a panel hosted by the Society of American Military Engineers (“SAME”) at a recent conference in Kyiv (https://ibn.fm/Jlrp8).

The invite-only event brought together senior representatives from Ukrainian government institutions, international organizations, and several others to address security and infrastructure-related challenges that are important to the long-term recovery of Ukraine.

The presentation comes after Safe Pro has spent over three years maintaining an on-the-ground presence in Ukraine supporting demining efforts, and executed several memoranda of understanding with government, commercial and university stakeholders expected to play central roles in Ukraine’s post-conflict recovery, including agriculture, transportation, and natural resource development. 

During the presentation, Safe Pro presented updated data from a recent 18-month field study that validated the significant operational and financial impact of the company’s SpotlightAI(TM) image processing technology. Findings from the study show that the technology boosts survey productivity by more than 800% and was responsible for the detection of 550% more unexploded ordnance (“UXO”) and explosive remnants of war (“ERW”) per hectare than traditional methods.

The presentation also demonstrated how the company’s technologies can accelerate demining and reconstruction at national scale. Specifically, the company’s Safe Pro Object Threat Detection (“SPOTD”) AI platform is able to analyze drone images and videos to detect and classify explosive threats. The platform is capable of identifying and locating more than 150 different types of objects, boosting situational awareness for ground teams and making high-risk field missions safer.

The technology has been deployed in active operational environments throughout the Ukraine for 3 years, helping create a proprietary dataset of more than 2.26 million drone images. To date it has identified more than 41,400 threats and covered around 28,000 acres of land. Safe Pro believes that this real-world validation positions the company to address the expanding demand for AI-enabled threat detection and post-conflict recovery solutions in the country where, according to President Volodymyr Zelenskyy, an estimated $800 billion in reconstruction funding through vehicles such as the U.S.-Ukraine Reconstruction Investment Fund and other multilateral and private-sector initiatives is needed.

About Safe Pro Group Inc. (NASDAQ: SPAI)

Safe Pro Group is a mission-driven tech company that develops and delivers AI-powered security and defense solutions. At the heart of the company is a computer vision technology that can identify and locate small objects in drone video and images. The company’s vision is to lead the evolution of security and threat detection to empower governments, humanitarian organizations, and enterprises to better respond to evolving threats.

For more information, visit the company’s website at www.SafeProGroup.com.

NOTE TO INVESTORS: The latest news and updates relating to SPAI are available in the company’s newsroom at  https://ibn.fm/SPAI

Disseminated on behalf of Search Minerals Inc. (TSX.V: SMY) (OTC: SHCMF) and may include paid advertising.

• Direct coastal access via the Port of St. Lewis eliminates costly multi-modal transport, giving Search Minerals a logistical and cost advantage over inland rare earth projects
• Proximity to established North Atlantic shipping routes positions the company for efficient access to European and North American critical minerals markets
• A growing rare earth resource base, combined with proprietary low-impact processing technology, strengthens Search Minerals’ role in supply chains

Every company is looking for an edge. Search Minerals (TSX.V: SMY) (OTC: SHCMF) is leveraging a rare and increasingly valuable advantage in the race to develop secure rare earth element (“REE”) supply chains: direct coastal access. Its core assets within the Port Hope Simpson – St. Lewis Critical Rare Earth Element (“CREE”) District on Labrador’s southeastern coast are positioned to benefit from immediate proximity to deep-water port infrastructure, significantly reducing logistical complexity and transportation costs compared to inland competitors.

In an industry where infrastructure often determines economic viability, Search Minerals’ location offers a meaningful competitive edge. The company’s deposits are situated near the Port of St. Lewis, providing direct access to North Atlantic shipping routes that connect efficiently to both European and North American markets. This coastal positioning eliminates the need for costly multi-modal transport systems, such as long-haul trucking to rail terminals, that burden many inland rare earth projects.

Proximity to Port Infrastructure Reduces Logistical Risk

The Deep Fox deposit is located approximately two kilometers from the Port of St. Lewis, while the Foxtrot deposit lies about ten kilometers away, connected via paved and all-weather gravel roads. This proximity allows ore and concentrates to be transported directly from mine sites to port facilities, simplifying logistics and lowering operating costs.

Transportation expenses can represent a substantial portion of overall mine operating costs, particularly for rare earth projects where ore often requires on-site processing before shipment. Search Minerals’ coastal access materially improves its cost structure and project economics by minimizing haulage distances and reducing dependence on complex infrastructure buildouts.

Gateway to Global Rare Earth Markets

The Port of St. Lewis connects directly to established North Atlantic shipping lanes, providing efficient access to key global markets. As demand for rare earth elements accelerates, driven by the green revolution, renewable energy systems, and advanced technologies, the ability to ship concentrates directly to Europe and North America positions Search Minerals within a resilient and strategically important supply chain.

This access is especially significant as governments and manufacturers increasingly prioritize secure, non-Chinese sources of critical minerals. Search Minerals’ coastal infrastructure and geographic positioning align closely with these evolving supply chain priorities.

Proven Mining Jurisdiction with Established Infrastructure

Newfoundland and Labrador have a long history of supporting large-scale mining operations and resource development. Over more than six decades, the province has hosted continuous mineral production, including globally significant operations that rely on coastal infrastructure.

Notable examples include the Labrador Trough iron ore district and Vale’s Voisey’s Bay nickel-copper-cobalt operation, both of which depend heavily on marine transportation for shipping ore and concentrates. This track record underscores the province’s ability to support complex mining logistics and large-scale export operations.

Search Minerals also benefits from proximity to established communities such as Port Hope Simpson, Mary’s Harbour, and St. Lewis, providing access to skilled labor, local services, and regional support. Community engagement and infrastructure readiness further strengthen the company’s development profile and long-term operational outlook.

Resource Base and Exploration Upside

The Port Hope Simpson – St. Lewis CREE District hosts significant rare earth mineralization. Combined indicated mineral resources at the Deep Fox and Foxtrot deposits total approximately 15.1 million tonnes, containing critical rare earth elements such as praseodymium, neodymium, dysprosium, and terbium. 

Beyond these established resources, Search Minerals continues to expand its exploration footprint across Fox Harbor. Ongoing prospecting, trenching, and mapping programs are focused on high-potential targets including Fox Lady, Fox Run, Krazy Fox, and Silver Fox. These efforts aim to build additional scale and optionality within the district.

Positioned for a Growing Global Supply Chain Role

As demand for critical rare earth elements continues to grow, Search Minerals’ strategic coastal location, established resource base, and proprietary technology position the company for long-term relevance in the global supply chain. The company has also pursued strategic collaborations, including technical agreements with the Saskatchewan Research Council and USA Rare Earth LLC, further reinforcing its development pathway.

By combining infrastructure advantages, geological potential, and innovative processing, Search Minerals is building a compelling platform for participation in North American and European rare earth markets. With supportive government policy, community engagement, and continued exploration success, the company is well positioned to emerge as a meaningful supplier of critical rare earth elements in the years ahead.

For more information, visit the company’s website at https://searchminerals.ca.

NOTE TO INVESTORS: The latest news and updates relating to SHCMF are available in the company’s newsroom at https://ibn.fm/SHCMF

• Earth Science Tech operates a diversified, revenue-generating holding company model with core exposure to pharmaceutical compounding and telemedicine markets.
• The company has demonstrated operational execution through asset growth, profitability, and disciplined share reduction initiatives.
• Regulatory alignment, including SIC 2834 pharmaceutical classification and FINRA Form 211 clearance, enhances transparency and market credibility.
• A multi-subsidiary structure provides organizational flexibility across pharmaceutical, telemedicine, healthcare, real estate, and consumer operating businesses.
• The company is led by an executive team with experience across operations, finance, technology, and strategic management, providing continuity and oversight across its operating platforms.

Earth Science Tech (OTC: ETST) is a strategic holding company that builds value by acquiring and actively managing operating businesses in pharmaceuticals, telemedicine, healthcare services, real estate, and select consumer markets. The company focuses on controlling interests in subsidiaries where operational oversight, regulatory compliance, and disciplined scaling can drive durable growth.

Since 2022, Earth Science Tech has completed a deliberate transition away from legacy activities and repositioned the organization around healthcare and pharmaceutical operations. That shift has been supported by regulatory alignment, expanding operating capabilities, and the assembly of a diversified portfolio of revenue-generating businesses.

Today, the company’s approach emphasizes execution, capital discipline, and long-term value creation across its operating platforms, with a focus on scaling businesses that can grow sustainably while enhancing shareholder value.

The company is headquartered in Miami, Florida.

Subsidiaries

Earth Science Tech conducts its operations through a portfolio of wholly owned and majority-owned subsidiaries spanning pharmaceutical compounding, telemedicine, healthcare services, real estate development, and direct-to-consumer products.

• RxCompoundStore.com LLC – A fully licensed compounding pharmacy based in Miami, Florida, authorized to fulfill prescriptions across more than 20 U.S. states and Puerto Rico, with ongoing licensure expansion efforts nationwide.
• Mister Meds LLC – A Texas-based compounding pharmacy operating from a 5,000-square-foot facility with advanced sterile and hazardous drug compounding capabilities, acquired to expand production capacity and geographic reach.
• Peaks Curative LLC – A telemedicine referral platform providing asynchronous consultations for Peaks-branded compounded medications, supported by an expanding provider network and recent entry into the veterinary market through Zoolzy.com.
• DOConsultations LLC – An online telehealth platform focused on customized medication formulations, supporting direct-to-patient delivery through partner pharmacies.
• Las Villas Health Care Inc. – A brick-and-mortar and telehealth healthcare provider serving the Spanish-speaking community, offering specialized wellness and sexual health services.
• Avenvi LLC – A diversified real estate development and asset management company overseeing property investments, development projects, and the company’s ongoing share repurchase program.
• MagneChef (80% interest) – A direct-to-consumer retail brand leveraging proprietary intellectual property to develop and market kitchen and cooking-related products, with recent expansion into premium American-made BBQ tools.
• Earth Science Foundation Inc. – A 501(c)(3) nonprofit organization serving as the company’s charitable arm, providing financial assistance for prescription costs to qualified individuals.

Collectively, these subsidiaries provide Earth Science Tech with diversified exposure across regulated healthcare services, digital health platforms, real estate assets, and proprietary consumer brands.

Market Opportunity

Earth Science Tech is primarily positioned within the pharmaceutical compounding and telemedicine markets, both of which are experiencing sustained growth driven by demand for personalized healthcare solutions, expanded access to care, and increasing adoption of remote service models.

The pharmaceutical compounding market continues to benefit from rising demand for customized medications, improved patient adherence, and supply-chain flexibility. According to Grand View Research, the global compounding pharmacies market was valued at approximately $13.1 billion in 2023 and is projected to reach $18.6 billion by 2030, representing a compound annual growth rate of 5.11% from 2024 to 2030. Earth Science Tech’s compounding operations through RxCompoundStore.com and Mister Meds align directly with this expanding market segment.

Telemedicine represents a second core growth vertical for the company, supporting the clinical delivery of pharmaceutical products and healthcare services. According to Fortune Business Insights, the global telemedicine market was valued at $111.99 billion in 2025 and is projected to grow to $532.08 billion by 2034, reflecting a compound annual growth rate of 20.0%, with North America accounting for approximately 48% of market share in 2025. Platforms operated by Peaks Curative and DOConsultations participate directly in this rapidly expanding digital health ecosystem.

Additional exposure to specialty healthcare clinics and real estate development provides diversification alongside the company’s core pharmaceutical and telemedicine operations.

Leadership Team

Giorgio R. Saumat, Chief Executive Officer and Chairman of the Board, is an investor and entrepreneur with more than 20 years of experience investing in, operating, and advising private businesses, including founding CASAU Group, a private equity firm focused on real estate, and POINT96 Consulting, which provides strategic planning services to businesses and accredited investors.

Ernesto L. Flores, Chief Financial Officer, is a financial executive with over a decade of experience in accounting, taxation, and financial management, having held senior roles overseeing compliance and financial operations at logistics and investment firms.

Mario G. Tabraue, President and Chief Operating Officer, brings experience across real estate, maritime operations, and digital infrastructure and was instrumental in acquiring RxCompoundStore.com with the vision of scaling it into a nationally competitive pharmaceutical and telemedicine platform.

Christopher Rose, Chief Technology Officer, is a technology and automation executive who previously led enterprise-wide automation initiatives at a Fortune 100 company, delivering large-scale operational efficiencies and global process automation.

For more information, visit the company’s website at https://earthsciencetech.com.

NOTE TO INVESTORS: The latest news and updates relating to ETST are available in the company’s newsroom at https://ibn.fm/ETST

• TechForce Robotics is expanding its portfolio with automation, robotics, and AI solutions, reshaping the service and hospitality industries
• The company operates on the nexus of automation, emerging consumer trends, and practical AI deployment
• These latest updates underscore the company’s mission to capitalize on innovative-driven, high-growth markets through strategic positioning

Nightfood Holdings Inc. (OTCQB: NGTF) d.b.a. TechForce Robotics, is slowly transitioning into a strategic investor and operator in sectors driven by innovation. With solid footprints in food services, hospitality, and real estate sectors, the company is incorporating artificial intelligence and robotic automation into its growth plan, underscoring a deeper focus on leading markets experiencing rapid evolution (ibn.fm/z7NsW).

NGTF was founded with a focus on identifying explosive market trends early and implementing them with agility, speed, and cross-sector expertise. Primarily focused on consumer-facing industries, the company has amassed a portfolio that leverages evolving lifestyles, preferences, and unmet consumer needs. By focusing on food and hospitality services, sectors that are seriously affected by cost pressures, labor shortages, and rising expectations for digital adoption, the company is strategically aligning its investment thesis with robotics and AI as primary growth engines.

TechForce signifies an evolution of Nightfood’s broader vision, highlighting the company’s belief that automation and robotics are going to redefine customer experience and operational efficiency across different sectors. From AI-powered services and automated order fulfillment platforms in hospitality to robotic process automation in back-end service environments, NGTF is positioning itself to optimize value where technology aligns with real-world demand.

The company’s strength lies in its ability to identify innovation inflection points long before they are widely adopted. With global markets struggling with rising labor costs, skill gaps, and increased consumer expectations for personalization and speed, AI and robotic solutions are quickly gaining traction. The company’s interest in this space reflects a well-curated strategy aligned with its role as an AI-driven service-robotics and hospitality-technology platform, focused on establishing category leadership and deploying capital to build the industry’s first vertically integrated AI automation ecosystem.

TechForce’s current structure as a holding company makes it possible for it to pursue a broad but cohesive strategic approach. By spreading risk across hospitality, real estate, and robotics, the company seeks to create a solid portfolio that thrives on interconnected trends. NGTF’s blog and investor updates further highlight its futuristic posture. Through insights on market dynamics, strategic partnerships, and emerging tech adoption, the company intends to pursue existing opportunities with foresight and discipline.

With the rapid evolution of markets under the influence of robotics, AI, and digital transformation, TechForce Robotics’ inroads into these domains strategically place it as a key player in high-potential sectors.

For more information, visit the company’s website at NightfoodHoldings.com.

NOTE TO INVESTORS: The latest news and updates relating to NGTF are available in the company’s newsroom at https://ibn.fm/NGTF

Disseminated on behalf of Trilogy Metals Inc. (NYSE American: TMQ) (TSX: TMQ) and may include paid advertising.

• Trilogy Metals is a mineral exploration and development company focused on advancing critical mineral assets in Alaska
• The company’s main assets are the Arctic and Bornite deposits, which are both located in the Ambler Mining District, an undeveloped and mineral-rich area in northwestern Alaska
• 2026 is a pivotal year of progress in the Ambler Mining District, with plans for permitting, technical de-risking, long-term development, exploration, drilling, and more

Trilogy Metals (NYSE American: TMQ) (TSX: TMQ) is advancing the exploration and development of critical mineral assets in Alaska. The company offers diversified exposure to copper, lead, cobalt, zinc, silver, and gold metals essential to global electrification and the energy transition.

The company is progressing one of the world’s most prospective undeveloped polymetallic districts, called the Ambler Mining District, located in northwestern Alaska. It has the goal and vision of responsibly developing this district and turning it into a premier domestic source of minerals, while still delivering value to both investors and local communities.

Values like trust, respect, integrity, and partnership guide the company, and it works closely with Alaskan stakeholders to ensure that the strategy is advanced in a way that is both sustainable and inclusive.

Trilogy’s two main assets within this Ambler Mining District are the Arctic Project and the Bornite Project.

The Arctic Project is one of the highest-grade copper deposits in the world, with an estimated average grade of about 5% copper equivalent. This project is at the feasibility stage, and current activities here are focused on permitting.

The Bornite Project is just southwest of Arctic and is a large-scale copper deposit that has significant upside. According to preliminary assessments, this deposit is expected to support a 6,000 tonne-per-day underground operation over a 17-year mine life and contains an estimated 6.5 billion lbs of inferred copper.

2026 is shaping up to be a pivotal year for not only Trilogy Metals, but also the Ambler Mining District as a whole.

This year, the company, through Ambler Metals (its 50/50 joint venture with South32 Limited), is focused on advancing the district toward permitting, technical de-risking, and long-term development. Exploration activities in 2026 will focus mainly on the Arctic Project and will include geotechnical and condemnation drilling to support infrastructure placement, mine design, and future production planning.

Ambler Metals is also preparing the Bornite Project for continued exploration, with plans to open the Bornite camp during the 2026 summer field season to support exploration drilling, general camp maintenance, and targeted capital improvements. Concurrently, Ambler Metals intends to re-establish an independent management team dedicated to advancing the next phase of development across the district, with a focus on executing technical programs, advancing drill campaigns, planning critical infrastructure, and strengthening community engagement. 

In parallel, the joint venture will continue evaluating opportunities for early-stage funding to support the Ambler Access Project (Ambler Road), a proposed 211-mile industrial-use road connecting the Ambler Mining District to the Dalton Highway, which would significantly enhance access and enable broader exploration and development across the district.

For more information, visit www.TrilogyMetals.com.

NOTE TO INVESTORS: The latest news and updates relating to Trilogy Metals are available in the company’s newsroom at ibn.fm/TMQ

• The company announced a national electronic monitoring contract in a Western European country, displacing the incumbent provider.
• The contract spans multiple national public safety programs, including offender monitoring and home detention.
• Deployment is scheduled to begin in the first quarter of 2026 under a multi-year framework.
• The win reinforces SuperCom’s position across Europe, where it has secured numerous national-level EM projects.
• The PureSecurity(TM) platform underpins the deployment with modular GPS, RF, and cloud-based tools.

SuperCom (NASDAQ: SPCB), a global provider of secured e-Government, IoT, and cybersecurity solutions, has added another national deployment to its European footprint with the award of a nationwide electronic monitoring (“EM”) contract in a Western European country. The agreement marks the tenth country worldwide to adopt SuperCom’s proprietary domestic violence prevention solutions and further expands the company’s role in national-level public safety programs (https://ibn.fm/VzMyu).

The contract was secured through a partnership with a leading local service provider that already manages electronic monitoring programs nationwide. Under the arrangement, SuperCom will supply technology supporting multiple national government agencies. The scope includes domestic violence prevention, GPS tracking of offenders, and home detention monitoring, reflecting a broad application of EM across public safety use cases.

A notable aspect of the award is that SuperCom will replace the incumbent national EM technology provider within existing programs. According to the announcement, the local partner plans to transition its entire electronic monitoring portfolio to SuperCom’s proprietary solutions, consolidating technology across current and future initiatives.

Implementation is scheduled to begin in the first quarter of 2026. The framework agreement has an initial term of at least three years and includes the purchase of monitoring devices alongside recurring monthly service fees. While the structure allows for expansion as additional programs are introduced, the contract already encompasses several national initiatives at launch.

“Our experience in Europe consistently shows that initial national projects are often just the beginning, expanding over time into additional projects and broader deployments. While this new contract already spans multiple programs at the onset, we are also excited about the additional opportunities our technology can help unlock as needs evolve,” said Ordan Trabelsi, President and CEO of SuperCom.

The win highlights SuperCom’s continued traction in Europe, where governments increasingly rely on electronic monitoring to support offender supervision and domestic violence prevention programs. SuperCom’s international deployments span EMEA and North America, with Europe representing a significant portion of its national-level projects in recent years.

Trabelsi said the selection reflects confidence in the company’s ability to support complex, multi-agency deployments. He noted that being chosen to serve national public safety agencies in a new country demonstrates how SuperCom’s technology aligns with the operational and compliance requirements of large-scale EM programs.

The contract also extends the reach of SuperCom’s domestic violence prevention solutions, which now operate in ten countries globally. These programs typically rely on proximity awareness, real-time alerts, and continuous monitoring to support court-ordered restrictions, while avoiding unnecessary detail about individual cases.

At the core of the deployment is SuperCom’s PureSecurity(TM) platform, a modular electronic monitoring suite designed to address a wide range of supervision needs. The platform integrates GPS, RFID, and cloud-based monitoring tools that can be configured for home detention, offender supervision, and domestic violence prevention.

PureSecurity’s architecture allows agencies to combine hardware and software components based on program requirements. Devices include one-piece and two-piece GPS trackers, RF-based bracelets for indoor monitoring, and smartphone-enabled systems. These are supported by cloud software that delivers real-time alerts, compliance reporting, and historical data access.

Key components of the PureSecurity family include PureMonitor, the cloud-based software interface used by supervising authorities, and PureOne, a one-piece GPS bracelet designed for continuous indoor and outdoor tracking. Additional tools such as PureCom RF base stations, PureTag RF bracelets, and PureBeacon indoor devices extend monitoring capabilities to environments where GPS may be less effective.

For domestic violence prevention programs, SuperCom offers mobile applications – PureShield(TM) in the U.S. and PureProtect(TM) in Europe – that provide proximity alerts and notifications when restrictions are breached. These tools are designed to support enforcement of court orders while integrating into broader supervision systems.

The Western European contract adds to a growing list of national EM projects secured by SuperCom across the region. In recent years, the company has reported more than 16 national-level electronic monitoring wins in Europe, alongside over 35 new contracts in the United States since mid-2024. Many of these awards involved replacing established providers, suggesting a reassessment by agencies of legacy EM systems.

Electronic monitoring has become a central tool for courts and correctional systems seeking alternatives to traditional incarceration. Research from multiple jurisdictions has shown that EM can reduce reoffending while lowering costs, supporting its use in probation, parole, and home detention programs. These findings have encouraged wider adoption of EM as part of community supervision strategies.

Financially, SuperCom reported record performance through the first nine months of 2025, including $6.0 million in net income and EBITDA margins exceeding 35%, according to company disclosures. While the company avoids making forward-looking projections, these results provide context for its ability to support large, multi-year deployments.

“With a strong network of partners, a robust recurring revenue model, and record financial performance including $6.0 million in net income and over 35% EBITDA margins through the first nine months of 2025, we are well-positioned to support long-term growth and continued expansion across both existing and new markets,” Trabelsi added.

For more information, visit the company’s website at www.SuperCom.com.

NOTE TO INVESTORS: The latest news and updates relating to SPCB are available in the company’s newsroom at http://ibn.fm/SPCB

• Xeriant is a technology development company focused on discovering, developing and commercializing disruptive innovations, with advanced materials representing a core area of emphasis.
• The most visible example of Xeriant’s advanced materials work is NEXBOARD(TM), a patent-pending composite panel that integrates recycled plastics, cellulose fibers and nanotechnology-enabled fire-retardant systems.
• Beyond individual milestones, Xeriant’s work in advanced materials reflects a broader strategy of applying nanotechnology to solve real-world performance challenges.

Across construction, infrastructure, industrial manufacturing and public safety, demand is rising for materials that can deliver greater durability, fire resistance and sustainability without sacrificing performance or cost efficiency. Governments, insurers and commercial buyers are increasingly focused on reducing fire risk, improving resilience and lowering environmental impact, driving interest in alternatives to traditional materials that are often resource-intensive or vulnerable under extreme conditions. Xeriant (OTCQB: XERI) has been advancing a portfolio of advanced materials technologies that leverage nanotechnology to address these growing global needs.

Xeriant positions itself as a technology development company focused on discovering, developing and commercializing disruptive innovations, with advanced materials representing a core area of emphasis. The company’s materials strategy centers on using proprietary formulations and nanotechnology to engineer composites that outperform conventional materials in fire resistance, strength and durability while incorporating recycled content and supporting sustainability objectives. This approach aligns with broader market trends as industries seek materials that can meet tighter regulatory standards while improving lifecycle performance.

The most visible example of Xeriant’s advanced materials work is NEXBOARD(TM), a patent-pending composite panel that integrates recycled plastics, cellulose fibers and nanotechnology-enabled fire-retardant systems. While initially targeted toward construction applications, the company has emphasized that the underlying material science has broader relevance for infrastructure, industrial, transportation and safety-oriented uses. Xeriant describes NEXBOARD as a replacement for drywall, plywood and other traditional panels, with the added benefit of resistance to fire, water, mold, insects and impact. 

Progress over the past year has focused on validating NEXBOARD’s performance and moving the material toward commercial readiness. In May, Xeriant reported that NEXBOARD’s nanotechnology successfully resisted temperatures exceeding 2,000 degrees Fahrenheit for more than 80 minutes during internal laboratory testing. The company characterized this milestone as a significant validation of its fire-resistant formulation and an important precursor to certification and scaled production. Fire performance is a critical factor across multiple industries, particularly as wildfire risk and urban density continue to increase globally.

Following these test results, Xeriant advanced from laboratory validation into controlled production. In August, the company announced the successful completion of a production run of NEXBOARD panels at a contract manufacturing facility. Xeriant stated that this run was designed to refine manufacturing processes, confirm consistency and prepare material for formal testing and evaluation. Transitioning from laboratory samples to repeatable production is a key hurdle for advanced materials developers, and this step marked tangible progress toward commercialization.

In September, Xeriant initiated the formal certification process for NEXBOARD following a limited production run overseen by representatives from an accredited testing agency. According to the company, the presence of third-party observers ensured that manufacturing quality controls and production protocols met certification requirements. Xeriant also reported that samples from this run were distributed to prospective customers for evaluation, indicating early market interest in the technology’s potential applications.

The company has emphasized that certification is a critical inflection point for advanced materials adoption. Without recognized certifications, even high-performing materials can struggle to gain acceptance in regulated markets such as construction, infrastructure and transportation. By progressing through formal testing and certification pathways, Xeriant is working to reduce adoption barriers and position its nanotechnology-enabled materials for broader use.

Beyond individual milestones, Xeriant’s work in advanced materials reflects a broader strategy of applying nanotechnology to solve real-world performance challenges. The company’s materials research focuses on enhancing thermal resistance, structural integrity and environmental durability while maintaining manufacturability at scale. This balance is critical, as advanced materials must not only perform well under extreme conditions but also be economically viable for widespread deployment.

Xeriant has also highlighted sustainability as a central component of its materials development philosophy. By incorporating recycled feedstocks and designing materials with long service lives, the company aims to reduce waste and resource consumption over time. This focus aligns with increasing pressure from regulators and institutional investors for companies to demonstrate measurable environmental benefits alongside technical innovation.

While Xeriant remains a development-stage company, the progress reported over the past year illustrates a transition from concept validation to early commercialization efforts in advanced materials. Internal testing results, successful production runs and the initiation of certification processes collectively suggest that the company’s nanotechnology-based materials are moving closer to real-world deployment. As industries continue to seek materials that combine safety, sustainability and performance, Xeriant’s advanced materials program represents an effort to address these converging demands through applied nanotechnology.

For more information, visit www.Xeriant.com.

NOTE TO INVESTORS: The latest news and updates relating to XERI are available in the company’s newsroom at https://ibn.fm/XERI

• After recently debuting the company’s Solana treasury strategy, FWDI holds more than 6.9 million Solana (SOL) and building long-term shareholder value by acquiring more SOL and actively participating in the Solana ecosystem.
• The company deploys assets strategically through a range of on-chain opportunities, including staking, lending, and participating in decentralized finance (“DeFi”).
• The company is led by an accomplished board and management team with real world industrial experience including finance, technology, and law.

Forward Industries (NASDAQ: FWDI) is a company that continues to compile a large-scale Solana treasury. The strategy for FWDI centers on not only acquiring more SOL, but also actively participating within the ecosystem by deploying assets in opportunities like staking, lending, and DeFi.

The company has developed and is applying a rigorous institutional risk management framework, using capital markets to scale SOL holdings, and partnering with other Solana-aligned businesses.

Since the inception of the company’s treasury strategy, it has acquired more than 6.9 million SOL, and the company’s validator infrastructure has generated between 6.82% and 7.01% annual percentage yield (“APY”) before fees, outperforming many top peer validators.

Forward Industries also recently partnered with Superstate to allow stockholders to tokenize and hold FWDI shares on the Solana blockchain. This is the first time that a regulated public equity has been able to be used as collateral within a live DeFi market.

Additionally, the company recently formed a crypto advisory board and appointed 25 key inaugural members. The members represent many years of collective experience within areas like the Solana ecosystem, digital assets, capital markets, and more. The purpose of this board is to provide strategic advice to FWDI about the company’s SOL strategy and other blockchain-related plans.

The company has authorized a $1 billion share repurchase program, maintains ample liquidity reserves, and is debt free. In addition, it has launched fwdSOL, a liquid staking token that it uses to maximize the yield from staked SOL. 

The Chairman of the company, Kyle Samani, has years of experience in the investment space as the co-founder and Managing Partner of Multicoin Capital, which was the original seed investor in Solana. He also has a hands-on role with the firm’s portfolio to shape strategy and works closely with the investment team.

The interim CEO of FWDI, Mike Pruitt, has decades of leadership experience as a founder, CEO, and director of many companies, and the CFO, Kathleen Weisberg, has held numerous accounting, audit, and financial reporting roles for major companies, and has been with the company for over 5 years.

About Forward Industries Inc. (NASDAQ: FWDI)

Forward Industries is building a large-scale Solana treasury and is backed by some of the digital space’s most influential investors. It seeks to create long-term shareholder value through acquiring more SOL and participating in the Solana ecosystem. In particular, it strategically deploys assets through various on-chain activities like staking, lending, and participating in DeFi.

For more information, visit the company’s website at www.ForwardIndustries.com.

NOTE TO INVESTORS: The latest news and updates relating to FWDI are available in the company’s newsroom at https://ibn.fm/FWDI