- The company has eliminated more than $7 million in debt, excluding warehouse credit lines tied to loan originations.
- Q2 2025 revenue rose 27% quarter-over-quarter to $1.7 million, while operating costs fell 40%.
- Management expects to achieve cash flow positive operations by the first quarter of 2026.
- Executives to present growth plans at the Centurion One Capital Summit in October 2025.
Beeline Holdings (NASDAQ: BLNE), a digital mortgage platform redefining the path to homeownership, announced it has paid off over $7 million in debt and is positioning itself to become cash flow positive by the first quarter of 2026. The company said that all secured credit facilities, including senior debentures, were fully repaid as of September 3, 2025. Only short-term warehouse credit lines, which recycle when loans are sold, remain in place (https://ibn.fm/ldSV4).
Chief Executive Nick Liuzza described the milestone as a key strategic goal met ahead of schedule. “Achieving this milestone earlier than planned strengthens our financial foundation and allows us to focus fully on growth and innovation. It’s a testament to our team’s discipline and execution,” he said.
The debt repayment comes as Beeline continues to report stronger financial performance. According to company filings, Q2 2025 revenue reached $1.7 million, a 27% increase from the previous quarter, while operating costs dropped 40% to $5.6 million. The company’s net loss narrowed to $4.1 million, a 68% improvement from Q1, while adjusted EBITDA improved from -$3.5 million to -$2.8 million.
The firm also reported funding $52 million in mortgage loans during the quarter, a 31% rise over Q1. July revenues were 15% higher than April, which had previously been the company’s strongest month in three years. Reduced marketing expenses, down 20% quarter-over-quarter, also contributed to the improved financial position.
Beeline has been expanding its offerings beyond its core mortgage platform. New initiatives include BeelineEQUITY, a program that allows homeowners to sell up to 49% of their equity to investors instead of taking on additional debt. The company completed its first transaction in June and expects to close ten more by late October ahead of a full rollout.
It has also introduced BlinkQC, an AI-powered quality control tool for pre-closing audits, and “Bob,” an AI chatbot designed to assist mortgage applicants. In testing, Bob converted inquiries into leads at six times the rate of human agents, generating $162,500 in revenue at a minimal cost.
Beeline executives will present their growth strategy at the Centurion One Capital 3rd Annual Bahamas Summit on October 28-29, 2025, at the Rosewood Baha Mar Hotel (https://ibn.fm/C5Yrx). The two-day invitation-only event will bring together the world’s leading small cap growth companies to an audience of global growth investors. During the summit, CEO Nick Liuzza, COO Jess Kennedy, and CFO Christopher Moe will meet with investors and participate in panel discussions about the company’s recent achievements and plans for the future.
Liuzza said the company is eager to share its execution track record with investors. “We are well-positioned for explosive growth in 2026 and look forward to sharing our story and going deeper on our unique model,” he said. “Our story is compelling, but what excites us most is how consistently we’ve executed against our vision. We look forward to sharing this with investors – and we think they’ll love what they hear.”
For more information, visit the company’s website at www.makeabeeline.com.
NOTE TO INVESTORS: The latest news and updates relating to BLNE are available in the company’s newsroom at https://ibn.fm/BLNE
